Advantages

A growing business is apt to face the dilemma of limited cash flow and the need to add equipment. Leasing can put that equipment to work for you with real cash flow advantages and without a major capital investment.

Did you know that...

	In the year 2005, over $200 billion in equipment was leased in the United States
	In the last 8 years, assets acquired through leasing has increased approximately 150%.
	Eighty percent of all U.S. businesses lease all or part of their capital equipment

The leasing advantage

Low monthly payments
Your monthly lease payment will usually be lower than the payment required by other methods of financing.

You can actually afford more of what
you would like when you choose
the best method -- leasing.

Acquire equipment without tying up capital
Where other types of financing require a hefty down payment, leasing is 100 % financing. Most lease agreements require an advance of only one or two months' payments. The equipment can go to work for you immediately, with minimal up-front cost.

Protect your lines of credit
Lease payments have no impact on your credit lines with your bank. Preserve your borrowing power for other business opportunities.

Maintain a competitive edge
The latest and best equipment is always available so you can do the job faster, better and cheaper than the competition. leasing gives you the advantages of leading technology at an affordable cost.

Eliminate obsolescence
"The newest innovation" does not stay new. Leasing gives you today's best technology and then lets you upgrade when the equipment has out lived its advantage. You will eliminate the burden of unwanted obsolete equipment as well as the hassle of selling anything at a severely depreciated value.

Take care of "hidden costs"
Your lease covers everything it takes to actually put the equipment to work for you. Because it can cover delivery and installation, leasing gives you more than the equipment alone.

Realize tax advantages
Purchases are made with after-tax dollars. Lease payments usually can be treated as a pre-tax business expense, and as such may reduce your taxes.

Don't Throw Money Down The Drain

Simplify accounting
Lease payments are little more than a line-item in your monthly cost of operations -- a minimal bookkeeping effort that frees you from time-consuming depreciation schedules.

A fixed-payment shelter from market conditions
Bank lines of credit with variable rates create havoc -- in 1980 interest rates skyrocketed from 9% to over 21% in a single year. But with an equipment lease, fixed payments do not vary, no matter what happens to the market.

Leasing adds up to your good business sense

Affiliated Lease Funding, Inc. email.lease@affiliatedlease.com
Northern California T. 866-408-7090 F. 916.481.0397	Southern California T. 866-408-7090 F. 310-305-4099